What Does Insuring Do in Blackjack?

When you insure in blackjack, you are essentially betting that the dealer will have a natural blackjack. This side bet pays 2-1 if the dealer does in fact have blackjack.

While this bet offers good odds, it is generally not considered a wise bet because the house edge is still present.

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PRO TIP:Insuring in Blackjack is a way to protect yourself against possible losses in the event that the dealer has a blackjack. When you make an insurance bet, you are betting that the dealer will have a blackjack and it pays at 2:1 odds. If the dealer does not have a blackjack, you lose your insurance bet. Insuring can be beneficial if you are holding high value cards and want to protect against potential losses.

There are a few situations where insuring makes sense. If you are holding a particularly strong hand, such as a 20, and the dealer is showing an ace, it may be beneficial to insure so that you can protect your hand in case the dealer does have blackjack.

Another situation where insuring may be beneficial is when you have a large stack of chips and can afford to lose a few in order to potentially win more later on.

Overall, insuring in blackjack is not a necessary move and should only be done in specific situations. It is important to remember that the house still has an edge even when you insure, so don’t let this side bet tempt you into making poor decisions.