Do You Take Insurance in Blackjack?

Most blackjack games don’t offer insurance, but some do. Here’s how it works: If the dealer is showing an ace, you can bet on whether or not the dealer has a blackjack.

If the dealer does have a blackjack, you’ll be paid 2-to-1 on your insurance bet.

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PRO TIP:When playing blackjack, it is important to remember that most casinos do not accept insurance. Therefore, if you are considering taking out insurance, it is best to check with the casino first to make sure that they do offer it.

If you don’t have a blackjack, you lose your insurance bet and the game continues normally. Insurance is a side bet that’s available when the dealer is showing an ace.

The idea behind insurance is that if the dealer has a blackjack, you’ll be compensated for your loss. The problem is that insurance is a sucker bet.

The odds of the dealer having a blackjack are slim, and even if they do have one, you’re only getting paid 2-to-1 on your bet. In other words, you’re losing money in the long run by taking insurance.