How Do You Play Insurance in Blackjack?

When most people think of insurance in blackjack, they think of the side bet that pays 2-1 odds if the dealer has a blackjack. While this is the most common type of insurance, there is another way to “play insurance” in blackjack that can actually give the player an advantage.

When the dealer is showing an Ace as their up-card, they will offer insurance to the players. Insurance is a side-bet that pays 2-1 odds if the dealer has a blackjack.

The player is essentially betting that the dealer does have a blackjack.

While this bet seems like a sucker’s bet (and it is if the player doesn’t know what they’re doing), there is a way to play it that can give the player an advantage.

If the player has a hand worth 19 or 20 points, they should take insurance. The reason for this is because there is a good chance that the dealer does have a blackjack, and if they do, the player will get paid 2-1 odds on their bet.

However, if the player has a hand worth 21 points, they should not take insurance. The reason for this is because there is a very small chance that the dealer has a blackjack, and even if they do, the player will still have a 21 which will push (or tie) with the dealer’s 21.

In conclusion, insurance in blackjack is only a good bet for the player if they have a hand worth 19 or 20 points. If the player has a hand worth 21 points, they should not take insurance.