Should You Take Even Money on Blackjack?

When you’re playing blackjack, the dealer offers you a chance to take even money on your bet when they have an Ace showing. Should you take it?

It depends. If you have a Blackjack—an Ace and any card worth 10 points—you’re probably better off taking even money.

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The reason is that if the dealer also has a Blackjack, it’s a push, and you don’t lose your original bet.

PRO TIP:When playing Blackjack, it is generally not recommended to take even money if you are dealt a blackjack (an Ace and a card of value 10). This is because you are already being paid out at a 3:2 ratio, so taking even money eliminates the possibility of receiving greater winnings.

However, if you don’t have a Blackjack, taking even money is usually a bad idea. The reason is that the dealer has a better chance of winning than you do.

And if the dealer wins, you lose your original bet plus the even money.

So, unless you have a Blackjack, it’s usually best to pass on even money and let the hand play out.