What Does Insurance Do Blackjack?

What Does Insurance Do in Blackjack?

Blackjack is one of the most popular casino games around the world. It is a game of strategy that requires skill, patience, and a little bit of luck.

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One of the features that make blackjack unique from other casino games is insurance. So, what does insurance do in blackjack? Let’s find out!

What is Insurance in Blackjack?

Insurance is a side bet that players can make when the dealer’s up-card is an Ace. The dealer will ask each player if they want to take insurance before checking their hole card. The insurance bet is half of the original bet and pays 2:1 if the dealer has a blackjack.

PRO TIP:Insurance in blackjack is an optional side bet that pays out if the dealer has a blackjack (21). It can be used as a hedge against the house edge, but it should only be done when the dealer’s upcard is an Ace. Insurance should not be taken too often as it pays out at 2:1, so if you win with insurance, you’ll make back less than your original wager.

How Does Insurance Work?

If you choose to take insurance, you are essentially betting that the dealer’s hole card is worth 10 points (the value of a face card or ten). If the dealer does have blackjack, you win your insurance bet and lose your original bet. If the dealer does not have blackjack, you lose your insurance bet but can still win or lose your original bet based on how your hand compares to the dealer’s.

Example:

  • You place a $10 bet on your hand
  • The dealer has an Ace showing and offers you insurance for $5
  • You decide to take insurance
  • The dealer checks their hole card and reveals blackjack
  • You win $10 (2:1 payout) on your insurance bet but lose your $10 original bet

When Should You Take Insurance?

In general, taking insurance is not recommended in blackjack as it only has a 9.4% chance of winning (assuming six decks are used). It also alters the house edge, making it less favorable for the player. The only time taking insurance may be beneficial is if you are counting cards and have a high count, meaning there is a higher chance of the dealer having blackjack.

Conclusion

Insurance is a unique feature in blackjack that can add some excitement to the game. However, it is important to understand the odds and when it may be beneficial to take insurance. In general, it is recommended to avoid taking insurance unless you are an experienced card counter and have a high count.

2 Related Question Answers Found

What Does Insurance in Blackjack Mean?

Blackjack is a popular card game that has been around for centuries. It’s a game of strategy and skill, and if you’re planning on playing it, you need to know what insurance means. Insurance in blackjack is a side bet that players can make when the dealer’s face-up card is an Ace.

What Does It Mean to Take Insurance in Blackjack?

Blackjack is a popular casino game that has been enjoyed by millions of players all around the world. One of the most important things to understand about blackjack is the concept of insurance. In this article, we will explore what it means to take insurance in blackjack and how it can affect your gameplay.