What Happens if You Insure a Blackjack?

Insurances are bets placed by the player in case the dealer has a blackjack. It is a side bet and it pays 2 to 1 if the dealer has a blackjack.

The insurance bet is placed before the cards are dealt.

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If you have a blackjack and the dealer has an ace showing, you will be asked if you want to “take insurance.” If you do, you place an insurance bet equal to half your original bet.

PRO TIP:If you insure a blackjack, the insurance bet pays 2 to 1, but you will still lose your original wager. Insurance can help protect you from losses due to dealer blackjack, but it is not always the best choice. Consider the odds of the table before deciding whether or not to use insurance.

The object of this side bet is to insure yourself against the possibility that the dealer’s down-card is a ten-point card, giving the dealer a blackjack.

If the dealer does have a blackjack, your winning insurance bet will be paid at 2-to-1 odds. Your original bet, however, will be lost to the dealer.

If the dealer does not have a blackjack, you lose your insurance bet, and play continues as normal.

While insuring a blackjack may seem like a good idea, it’s important to remember that it’s still a gamble. There’s no guarantee that the dealer will indeed have a blackjack, so you could end up losing your original bet and your insurance bet if things don’t go your way.