What Is the Insurance Payout in Blackjack?

In blackjack, insurance is a side bet that the dealer will have a natural blackjack (a two-card hand totaling 21). The insurance bet is equal to half of the player’s original bet.

If the dealer has a natural blackjack, the player will lose their original bet but will be paid 2-1 on their insurance bet. If the dealer does not have a natural blackjack, the player will lose their insurance bet.

There are a few things to consider when deciding whether or not to take insurance. First, you should only take insurance if you have a strong hand.

A strong hand is typically a hand that is likely to win even if the dealer has a natural blackjack. For example, if you have a hand with a value of 19, you should take insurance because there is a good chance that you will still win even if the dealer has a natural blackjack.

Second, you should only take insurance if the dealer’s upcard is an ace. The reason for this is that an ace is the most likely card for the dealer to have in their hand, and thus it is more likely that the dealer will have a natural blackjack when their upcard is an ace.

Third, you should only take insurance if you are confident in your ability to count cards. Card counting is a skill that allows players to keep track of which cards have been played and which remain in the deck.

This information can be used to make decisions about whether or not to take insurance. If you are not confident in your ability to count cards, you should not take insurance.

Fourth, you should only take insurance if you are willing to risk losing your entire bet. Remember, if the dealer has a natural blackjack, you will lose your original bet but will be paid 2-1 on your insurance bet.

This means that if you bet $100 on your original hand and took insurance, you would lose $100 but would be paid $200 on your insurance bet, for a total loss of $100. If you are not willing to risk losing your entire bet, you should not take insurance.

The bottom line is that taking insurance is a risky proposition. You should only take insurance if you have a strong hand, the dealer’s upcard is an ace, and you are confident in your ability to count cards.

Even then, you should only take insurance if you are willing to risk losing your entire bet.