What Happens if the Dealer Busts in Blackjack?

When you sit down at a blackjack table, the dealer will offer you insurance if the face-up card is an ace. Insurance is a side bet that costs half your original bet.

It pays 2-1 if the dealer has a blackjack. The dealer will check for blackjack before offering insurance, so it is unlikely that you will be offered insurance when the dealer does not have a blackjack.

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If you take insurance and the dealer does not have a blackjack, you lose your insurance bet and play continues as usual. If you do not take insurance and the dealer has a blackjack, the dealer will collect your original bet and you will lose your hand.

PRO TIP:If the dealer busts in blackjack, all players at the table who have not already busted will win their hands. The amount they win is dependent on their original bet amount.

In both cases, if you have a blackjack, you will be paid 3-2 on your bet.

If the dealer busts, all players who are still in the hand win. Their bets are automatically doubled.

If you have blackjack, you are paid 3-2 on your bet. If you do not have blackjack, you simply keep your original bet.